Medicare Options Quiz


1

Would you like to have prescription drug coverage included in your plan?

If you want a prescription drug plan (PDP) as part of your plan, there are several options for you. A PDP can be obtained with Original Medicare, a Medicare Supplement Plan, an MAPD, or a PFFS MA-Only plan in limited circumstances.

2

Do you want to keep your current doctor?

If you want to keep your current doctor under Original Medicare (Parts A and B), be sure to check that they accept Medicare. If you choose a Medicare Advantage plan, it may have a provider network and pharmacy—you’ll typically pay less if you use them. Check to ensure your doctor, pharmacy and any other healthcare providers you want to keep are covered in any plan you’re interested in. If keeping your current doctor isn’t a priority for you, you can choose any doctor that accepts Medicare and is included in your desired plan’s network.

3

Would you like to have routine dental, hearing and/or eye care coverage included in your plan? (Choose all that apply)

Original Medicare (Parts A and B) does not include routine dental, hearing or vision coverage. However, many Medicare Advantage plans do cover routine dental care, hearing aids and exams and prescription eye glasses and exams. Before enrolling in any plan, you should view the plan details to be sure if it includes the coverage and benefits options you’re looking for.

Choose as many as you like

4

Do you want a yearly limit on any out-of-pocket costs for your medical services?

A Medicare Advantage (Part C) plan may be more cost effective for you if you’d like to limit your spending, as they all feature a yearly limit on your out-of-pocket costs. Once you reach that threshold, you’ll pay nothing for covered services for the rest of the year. If you are covered only by Original Medicare (Parts A and B), there is no limit on how much you’ll pay out-of-pocket per year.

5

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